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Sean Pyles: Sometimes you just want a scoop of ice cream, just plain vanilla ice cream, kind of like an index fund, tasty and safe. But sometimes you want to go beyond plain vanilla. You want rocky road with chocolate sauce and whipped cream. You want to do it the way you want to do it. And that, my friends, is what we mean when we talk about investing in options, shorts, derivatives and contracts.

Sam Taube: The risk and reward tends to be a lot higher than with just stock ownership. Because generally with derivatives trading, you're either going to get a big payout — double your money or something like that — or you're going to lose everything you invested in a particular contract.

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